Company Introduction: JSC MFO Crystal (‘Crystal’) is the leading financial inclusion organization and the largest by assets non-banking financial institution in Georgia. It manages the loan portfolio of GEL 315 million, employing more than 1,000 members of staff, operating through 50 branches and serving more than 100,000 unique customers across Georgia. Crystal acts as a platform for economic development providing micro and small entrepreneurs and farmers with innovative financial products and services. Crystal is the first Fitch-rated non-banking financial institution in the region with a rating ‘B’ Stable Outlook. In December 2018, Crystal received nation’s responsible business award “Meliora“.